Tuition fee installment financing allows you to pay your school or training fees over time instead of paying the full amount upfront.

EduFund pays the tuition directly to the school or training institution. You repay EduFund through fixed monthly installments.

Yes. It is a purpose-specific education financing arrangement, not a general cash loan.

This means:
• Funds are paid directly to the school
• Payments are structured around real household cashflow
• Only education programs with clear completion or income outcomes are financed

EduFund uses a combination of the following:
• Household income, usually from a parent or guardian
• Future income potential linked to education completion
• A co-payer or guarantor, required for all applications
• Post-dated checks, issued by the borrower or co-payer

These measures allow EduFund to offer installment plans without requiring physical assets.

You may qualify if you are:
• A 3rd or 4th year college student with remaining tuition or graduation fees
• A working professional completing a degree, including ETEEAP
• A career shifter enrolling in job-relevant training or graduate studies
Final approval depends on affordability, school requirements, and program relevance.

Typical financing amounts range from:
• PHP 15,000 – PHP 80,000 for training and career programs
• PHP 40,000 – PHP 100,000 for degree completion or final-year tuition
The exact amount depends on the school assessment, program cost, and verified cashflow.

EduFund pays the school or training institution directly.
This ensures:
• Tuition is used only for education
• Enrollment is processed faster
• Funds are not misused

Repayment typically begins 30 days after tuition is disbursed, not immediately.
This allows time for:
• Classes to start
• Household cashflow to stabilize
• Work and academic schedules to settle
Your repayment start date is clearly shown before you confirm your application.

Typical repayment terms are:
• 4 to 6 months for short training programs
• 6 to 9 months for most tuition gaps
• Up to 12 months for higher-cost or career-linked programs
Terms are structured to keep monthly payments manageable.

Monthly payments are based on:
• Total tuition financed
• Chosen repayment term
• Applicable interest and processing fees
EduFund evaluates free disposable cashflow, not just income, to ensure affordability.
You will see a sample monthly payment before submitting an application.

Sample Repayment Table

You may encounter:
• A monthly financing charge
• A one-time processing fee

All fees are disclosed in advance. There are no hidden charges.

Yes.

For undergraduate students, a parent or guardian is usually the borrower, especially if they are the primary income earner.

This is common for:
• 3rd and 4th year students
• OFW-supported households

Requirements vary by program but generally include:
• Proof of enrollment or assessment
• Valid government-issued ID
• Proof of income or remittance
• School billing statement or assessment form

The exact list will be shown during application.

If your application is not approved:
• We will explain the reason
• A lower amount or shorter term may be suggested
• You may reapply when your situation improves

Applying does not affect your credit score.

Finishing your program early does not increase your payment amount.

You may:
• Continue paying as scheduled
• Request early settlement, subject to terms

Graduation does not change the agreed repayment amount.

If you anticipate difficulty making a payment:
• Contact EduFund before the due date
• We may discuss possible options

Late payments may incur fees and affect future eligibility, so early communication is important.

EduFund supports:
• State universities
• Private colleges and universities
• Selected training institutions and graduate schools

Programs must be legitimate, job-relevant, and completion-oriented.

If your school is not listed, you may still inquire.

Yes.

EduFund follows data privacy standards. Your information is used only to:
• Assess eligibility
• Process your application
• Manage your account

Personal data is not sold or shared without consent.

You can begin in three simple steps:

1. Check which education path fits you
2. View estimated monthly payments
3. Apply online
4. RESILIENT FINISHERS OR CAREER SHIFTERS