Upgrade your skills.
Unlock better income.
Unlock better income.
EduFund funds education pathways that help working professionals move
into higher-demand, better-paying careers—without unnecessary detours.
EduFund funds education pathways that help working professionals move into higher-demand, better-paying careers—without unnecessary detours.
Career Pathways We Support
Hospitality → RPL Australia
- Turn local hospitality experience
into an Australian-recognized qualification. - RPL assessment & training.
- Migration-linked income uplift.
Healthcare → Healthcare Practitioner Abroad
- Caregiving and healthcare programs withstrong overseas demand.
- Caregiving NC II, HCA.
- Clear employer-led pathways.
Accounting & Finance Upgrading
- Move from admin roles into stablefinance careers.
- Bookkeeping NC III.
- Xero / QBO certifications.
IT & Digital Skills
- Build skills for remote and global work.
- Coding, cloud, digital roles.
- Income potential beyond local salary caps.
Educators → Master’s for Promotion
-
Advance salary grade andleadership opportunities.
-
MAEd, MPA, education leadership.
-
Predictable ROI via rank promotion.
How EduFund Helps Career Shifters
We don’t fund hobby courses.
We fund pathways with real employment value.
- Covers upfront training or tuition fees
- Monthly payments aligned with current income
- Focus on programs with clear job outcomes
Ready to learn more?
Fees and Charges
Everything is explained before any application.
Service Fees Fee
we charge to deliver quality service and process your loan quickly.
4% of the total loan
Credit Life Insurance
Paid to our partner insurers to cover risks such as death or disability during the loan term.
13 pesos for every 1,000 if you are below 60 years old
Documentary Stamp Tax
A mandatory tax required by the BIR on all loan transactions.
The loan principal amount multiplied by 1.5%
Notarial Fees
Paid to our accredited lawyers to notarize your loan documents.
Php 500 per document
These fees are all deducted from your loan proceeds.
Sample Repayment Table
Before applying for EduFund Receivables Finance, you can estimate your monthly
repayments using our Repayment Calculator.
How much will your loan cost?
| Loan Term | Total Interest | Total Loan Amount | Monthly Amortization | Total Interest | Effective Interest Rate |
|---|---|---|---|---|---|
| 4 months | 11 | 33,300.00 | 8,325.00 | 3,300.00 | 17.72% |
| 6 months | 16.5 | 34,950.00 | 5,825.00 | 4,950.00 | 23.22% |
| 8 months | 22 | 36,600.00 | 4,575.00 | 6,600.00 | 28.72% |
| 9 months | 24.75 | 37,425.00 | 4,158.33 | 7,425.00 | 31.47% |
| Loan Term | Total Interest | Total Loan Amount | Monthly Amortization | Total Interest | Effective Interest Rate |
|---|---|---|---|---|---|
| 4 month | 11 | 55,500.00 | 13,875.00 | 5,500.00 | 17.05% |
| 6 months | 16.5 | 58,250.00 | 9,708.33 | 8,250.00 | 22.55% |
| 8 months | 22 | 61,000.00 | 7,625.00 | 11,000.00 | 28.05% |
| 9 months | 24.75 | 62,375.00 | 6,930.56 | 12,375.00 | 30.80% |
| Loan Term | Total Interest | Total Loan Amount | Monthly Amortization | Total Interest | Effective Interest Rate |
|---|---|---|---|---|---|
| 4 months | 11 | 83,250.00 | 20,812.50 | 8,250.00 | 16.72% |
| 6 months | 16.5 | 87,375.00 | 14,562.50 | 12,375.00 | 22.22% |
| 8 months | 22 | 91,500.00 | 11,437.50 | 16,500.00 | 27.72% |
| 9 months | 24.75 | 93,562.50 | 10,395.83 | 18,562.50 | 30.47% |
| Loan Term | Total Interest | Total Loan Amount | Monthly Amortization | Total Interest | Effective Interest Rate |
|---|---|---|---|---|---|
| 4 months | 11 | 111,000.00 | 27,750.00 | 11,000.00 | 16.55% |
| 6 months | 16.5 | 116,500.00 | 19,416.67 | 16,500.00 | 22.05% |
| 8 months | 22 | 122,000.00 | 15,250.00 | 22,000.00 | 27.55% |
| 9 months | 24.75 | 124,750.00 | 13,861.11 | 24,750.00 | 30.30% |
Consultation Request
Sample EduFund Customer Application Journey
